Personal Bankruptcy Attorneys Experienced in Chapter 7, Chapter 11 and Chapter 13 Bankruptcy Assistance in Ferndale MI
Michigan highest rated personal bankruptcy attorneys, assisting individuals and families attain financial freedom. We take pride in the representation of individuals in Chapter 7 and Chapter 13 bankruptcy filing. Our experienced firm is the best choice for helping individuals reclaim their financial future. We offer a FREE initial consultation so that our lawyers can better comprehend your situation and develop a solid course of action. Our law firm welcomes the possibility to immediately begin stopping collection calls from home foreclosures, debt collectors, and more!
When we meet with prospective clients, we are able to recommend whether personal bankruptcy is the right choice. We will also suggest the best course of action including Chapter 13 or Chapter 7 bankruptcy, based on each individual’s unique situation. We are happy to develop a plan for prioritizing your payments. An affordable personal bankruptcy attorney in Ferndale is just a call away! We understand the potential anxiety that surrounds these difficult times, and deciding whether or not to file is an important decision, let us help you today!
ARE YOU THINKING ABOUT FILING FOR BANKRUPTCY?
Our Chapter 7 Bankruptcy Lawyers in Ferndale MI, Are Ready to Protect Your Interests and Help Rebuild Your Future!
Chapter 7 referred to as liquidation bankruptcy, that can significantly help you keep your home, car, stop creditor harassment, garnishments, and more! Chapter 7 affords our clients to obtain a fresh financial start in life. This form of debt relief assistance is what most individuals think of when they file bankruptcy and is the most common. For many individuals, many times, this is the best choice, when there is little optimism of paying off their debts.
The ultimate goal of Chapter 7, for individuals in Ferndale, is to eliminate your debts. When you receive a “discharge” you are no longer obligated to pay your unsecured debt. Unsecured debt most often includes; medical bills, credit cards, and loans. Keep in mind, some debts which cannot be discharged in this legal proceeding, including most child support, student loans, some tax debt or debt you owe due to fraud. Please contact us today, if you have any questions regarding debt cannot be eliminated.
The federal government has established bankruptcy as an option to allow individuals to start over financially. Many times we all know of friends that have filed for debt relief protection and live their lives without the overwhelming stress and anxiety of debt they cannot pay. If you live in or near Ferndale, contact our Michigan law firm today! We can help to file your case and ensure you are protected to the fullest extent of the law. Don’t forget to ask about our payment plans!
Premier Chapter 13 Bankruptcy Attorneys Ferndale MI, Can Help Eliminate Your Financial Debt Today!
One of the most advantageous reasons to file a Chapter 13 Personal Bankruptcy Petition, is to enable individuals avoid foreclosure which often leads to the loss of their residence. Further, the court will stop foreclosure if a homeowner can continue making their regular payment obligation, insurance and property taxes. Most of the time, the homeowner is required to make arrangements to repay the arrears on their mortgage over an agreed period of time.
Have You Already Obtained a Notice of Foreclosure? Don’t worry it’s not too late to get back on track! Another important advantage of Ch 13 Bankruptcy near Ferndale MI, is the prevention of creditors from collection activities. Creditor harassment, garnishment of wages, car repossessions, and law suits, can be stopped.
We understand that overwhelming debt can cause financial troubles, however, you have options, when working with our Ferndale Michigan law firm. By eliminating your debt obligations through Ch 13, you immediately simplify your financial commitments. Let us help you stop living paycheck to paycheck, stop creditors from their annoying phone calls, and avoid a foreclosure notice. Our Bankruptcy Attorneys in Michigan are available and committed to make your financial independence a reality. Don’t wait until it is too late. For individuals where Chapter 13 is the right option, the quicker you file, the sooner you will feel relief – knowing that your finances are in order and your possessions are protected. Please contact us today. We are nearby Ferndale & can provide a FREE personal debt consultation!
We understand that overwhelming debt can cause financial troubles, however, you have options, when working with our Ferndale Michigan law firm. By eliminating your debt obligations through Ch 13, you immediately simplify your financial commitments. Let us help you stop living paycheck to paycheck, stop creditors from their annoying phone calls, and avoid a foreclosure notice. Our Bankruptcy Attorneys in Michigan are available and committed to make your financial independence a reality.
Don’t wait until it is too late. For individuals where Chapter 13 is the right option, the quicker you file, the sooner you will feel relief – knowing that your finances are in order and your possessions are protected. Please contact us today. We are nearby Ferndale & can provide a FREE personal debt consultation!
Our Bankruptcy Law Firm Can Help You Erase Debt and Gain a New Financial Start:
Eliminate Financial Debt
In most situations, many bills can be completely eliminated without payments to your creditors including: credit cards, pay-day-loans, law suits, medical bills, foreclosure deficiencies, utility bills, etc.
Keep Your Home and Car
Our lawyers can assist you in keeping your vehicle and home residence! In addition to eliminating your financial obligations, in many cases, you can keep your home, car, and personal belongings.
Have you received a notice that a garnishment of your wages will soon begin? Or are your wages currently being garnished? Our bankruptcy law firm can help eliminate garnishments, so that your current earnings can be better spent!
Stop Creditor Harassment
Are creditors calling you at work and your home? Do they contact your family members as well? If so, then it’s time to call our knowledgeable attorneys to help stop harassment by creditors! In some cases, creditor harassment can even be in violation of the Fair Debt Collection Practices Act. This affords individuals some cause for additional action against creditors.
Prevent Utility Shutoff Notices
FREE CASE EVALUATION
Let Us Know How We Can Help
Why Choose Border Law PLLC?
In the field for more than 15 years, I have in-depth knowledge on all sides of debtor and creditor laws. My experience has allowed me to work with debtors, mortgage companies, and trustees. As a result, I have built a stellar reputation in the community and with the judicial system.
My goal is to use my knowledge and expertise to provide a stress-free and smooth experience for the individual or business facing bankruptcy. I can pave the way for debt relief and help clients get the fresh start.
Learn More About Personal Bankruptcy - Visit Our Blog!
Individuals rarely file Chapter 11 bankruptcy because Chapters 7 and 13 provide far more benefits at a fraction of the cost. Businesses file nearly all Chapter 11 bankruptcies, though there are special cases where a Chapter 11 makes sense for individuals. What is...read more
There’s a lot of resources out there for how to know if you qualify for bankruptcy, how to file, where to file, and plenty of information about getting through bankruptcy. But what does life look like after you file and pay off your debt? Bankruptcy is all about...read more
If you have past due, unaffordable debt, wage garnishment provides a very real source of anxiety. Wage garnishments are court orders sent to your employer. By law, the employer must withhold a specified percentage of your paycheck and transfer it to the creditor....read more
Home ownership is a milestone in life that lays a solid foundation for your future, especially for younger persons who may be considering starting a family and being able to leave something behind for future generations. For most persons, achieving this dream requires...read more
What are the signs that it’s time to file for personal bankruptcy? Most people who declare bankruptcy regret waiting too long. Life is short; if debt is destroying your life, please ask yourself if the time has come to file for personal bankruptcy. How do you know if...read more
Bankruptcy is a work no one wants to think about, but it does happen. When it does, it’s helpful to know what you’re getting into. There are different bankruptcy chapters you can file under depending on why you’re filing, your type of business, if you’re filing as a...read more
When it comes to your finances, leave it to the professionals. If you’re reading this, chances are you are drowning in debt and looking for a fresh start. Contacting a bankruptcy lawyer to file a chapter 7 bankruptcy is the first step. A lawyer will know the ins and...read more
Filing for bankruptcy is, in effect, making a public declaration that you are unable to repay debts. It is legally imposed and opens a door of opportunity for creditors to file a claim on your assets to cover the total cost of the debts incurred by you. If approved, a...read more
When in severe financial debt, most legal systems have a provision in place whereby an individual can seek relief. As a last resort, such persons can declare personal bankruptcy. This is a court-imposed status when it is a clear indication that someone is unable to...read more
Chapter 13 Bankruptcy is an adjustment of debt or money owed to creditors through a repayment plan. This form of bankruptcy is also known as a “wage earner’s plan.” This plan permits a person who has a stable income to come up with a way to feasibly repay their debts....read more
The Basics of Chapter 7 Personal Bankruptcy Filing for bankruptcy is overwhelming. Although the laws vary from state to state the general process is the same. If you are thinking about filing, obtaining a bankruptcy attorney is always a good idea. The bankruptcy...read more